Most of us can remember a time, sometimes even a specific moment when our spirit was so beat up it seemingly had to look up to see down. I’ve had those times. They come and go for all of us, and come in so many different forms. It can be financial, health, family, or a combination of all the above. Although in my head I’m still roughly 22, and even though I’m healthy as a horse, very fit, blah blah blah, I can remember bad times like they were last week. I was first licensed in a recession —